The Sacrament of Penance
(also known as "Confession" or "Reconciliation")

Matthew 9:3-8 "And behold some of the scribes said within themselves: He blasphemeth. And Jesus seeing their thoughts, said: Why do you think evil in your hearts? Whether is easier, to say, Thy sins are forgiven thee: or to say, Arise, and walk? But that you may know that the Son of man hath power on earth to forgive sins, (then said he to the man sick of palsy,) Arise, take up thy bed, and go into thy house. And he arose, and went into his house. And the multitude seeing it, feared, and glorified God that gave such power to men."

John 20:19-23 "Now when it was late that same day, the first of the week, and the doors were shut, where the disciples were gathered together, for fear of the Jews, Jesus came and stood in the midst, and said to them: Peace be to you. And when he had said this, he shewed them his hands and his side. The disciples therefore were glad, when they saw the Lord. He said therefore to them again: Peace be to you. As the Father hath sent me, I also send you. When he had said this, he breathed on them; and he said to them: Receive ye the Holy Ghost. Whose sins you shall forgive, they are forgiven them; and whose sins you shall retain, they are retained."

"The tears of the penitents are wine for the angels." -- St. Bernard

The Sacrament of Penance is such a gift! It can be very hard to do -- it can be intimidating, embarrassing -- but once absolution is given, you will walk out of that confessional feeling like a trillion bucks. Christ, in His most Holy Wisdom, gave us this precious Sacrament to literally and truly bestow His grace upon us through His priests as a means of forgiving us and assuring us of His mercy and love for us. This psychological benefit of "feeling assured" and "clean again" stems not only from the supernatural fruits of the Sacrament, but from our human nature and our need to purge ourselves of those things that plague our consciences. Christ, the Great Physician, knows us well and knows that "confession is good for the soul," in both a supernatural and psychological sense. As G.K. Chesterton wrote:

When a Catholic comes from confession, he does truly, by definition, step out into that dawn of his own beginning... in that brief ritual God has really remade him in His own image. He may be grey and gouty; but he is only five minutes old.

I have talked to many people who've been terrified to go to Confession; all I can say is be a brave soldier and buck up and "just do it." Christ Himself wants this of you, so just resolve to do the right thing. Millions of Catholics over the course of 2,000 years have braved the "little dark box" (at least metaphorically; though Confession has been around since Day 1, the Confessional is a 7th. century Irish gift to the Church); you can, too. Priests have heard it all, trust me, and nothing you say can ever be repeated to anyone in any way that could identify you -- not to the police, not to another priest, not to anyone (a priest is automatically excommunicated if he were to violate the Seal of Confession)!

And if you're worried because you're "new at this," that's okay! It's okay to be nervous, it's okay to be afraid because this is something new and different to you. And it's okay to tell the priest how you feel. Just let him know it's your first Confession; he will put you at ease and help you through it and be so glad you've come to receive the graces our Lord wants to pour out on you!

It's not as scary as it seems to so many people. Really. But if you're still afraid, take a deep breath, pray for strength, go to Confession and receive His wonderful mercy! You will not regret it, I promise you!

If you've just been validly baptized, you don't need Confession, because Baptism wipes away all guilt of sin (and the temporal effects of sin, by the way). If, however, you were validly baptized years ago and are just now coming to this Sacrament for the first time, you might want to schedule an appointment with your priest to make what's known as a "General Confession," which includes sins of one's entire life, since it might take a bit longer than usual (do the same if you are a returning Catholic and haven't been to Confession for many, many years). "General Confessions" are also often made before before marriage or ordination.

How to Go to Confession

The steps to Confession are:

  • Examination of Conscience (detailed procedure at bottom of page)
  • contrition
  • the actual confessing of your sins to God through His priests
  • the assigning of penance
  • Act of Contrition
  • Absolution
  • carrying out your penance

I will go through each of these in detail below.

1. Examination of Conscience

Before we get to the church, we mentally review our sins and determine what needs to be confessed. There are various methods of doing this, but one good way is to consider your Duties to God, Church, family, society and to yourself to see where you've failed to honor them. A detailed way of doing this is provided in the "What to Confess: a guide to Examination of Conscience" section at the bottom of the page.

A Catholic is required to go to Confession once a year (during Lent) and also at any time of the year he has mortal sin on his soul (is "not in a state of grace"), especially if he desires to receive the Eucharist. But weekly -- at least monthly -- Confessions are encouraged.

The Sacrament is usually offered before Mass (see parish or chapel bulletin, parish website, or call your parish's office), at least on weekends. You can also call your priest to set up an appointment for the Sacrament (for "just reason" only, you have the option of receiving the Sacrament face to face, outside of the Confessional, but this is not standard and should not be treated as though it is). Be warned, though, that because of the Modernism attacking the Church, many Novus Ordo priests treat this Sacrament as, at best, "a little chat" (especially in the too common "face to face" confessions) or, worse, as nothing at all and so simply don't offer it frequently enough or allow only 15 minutes for the Confessions of an entire parish before Mass. Some fail to follow the proper form so as to render your Confession invalid! The solution to these problems is: find another parish or a chapel with a traditional priest and traditional Mass. Fast.

What Penance is: it is the Sacramental pardoning of the eternal effects of our sins for which we are truly contrite. It is effected by Christ, Who paid their eternal wages with His Passion, Resurrection, and Ascension, through His priests using proper form. Through the Sacrament, Christ gives us not only forgiveness, but grace to remain steadfast.

What Penance is not: psychotherapy. While the priest may give you some direction and advice in the Confessional, if you have general problems or spiritual issues you want to discuss, you should set an appointment to talk with him. This is especially true at a Confession before Mass where people are in line behind you and time is short.


2. Contrition

Contrition is willful regret for one's sins. It isn't a matter of one's "feelings" of guilt, but of conviction of the evil of sin and the resolution to sin no more. In other words, contrition is rooted in the will, not in the emotions. For example, some people are more emotional than others: some get a case of the "scruples" and feel shame or guilt over any little thing, whether it's sin or not; others can have committed murder and never "wallow" in guilt but are still truly contrite. The one is not necessarily more "holy" or making a better Confession than the other. What matters is their conviction -- their will to offend God no more, and their resolution to make reparations as far as possible, do their penance, and patiently bear the temporal effects of their sins. Without contrition, Confession is not valid.

"Imperfect Contrition" (also called "attrition") is regret out of fear of God's just punishments for sin; "Perfect Contrition" is regret for having offended God. We must always strive for the latter, which always absolves sin in itself if it is coupled with the will to also receive the Sacrament.

One of the keys to confession is the desire to be rid of all of one's sins. If this is your will, if this is your desire, if you are willing to confess all of your sins and do your penance and resolve to sin no more, then your sins will be forgiven -- all of them, even those you may have truly forgotten about. But don't kid yourself, either, and think you can skip mentioning this sin or that one because you're embarrassed. Don't lie to yourself, to your priest, or to God, by omission.


3. Confessing Your Sins
to God through His priests

When the Sacrament is typically offered: before Masses, Saturday afternoons, and by appointment.

When you get to the church at the time the Sacrament is offered, you may or may not find a line of people standing or lined up in a pew outside the Confessional. Just take your place in line, keeping a wide berth of the Confessional itself if it is occupied by a fellow penitent. Please note that it is very rude to be near the Confessional when someone else is using it! Though I've never overheard anyone in the Confessional, it could feasibly happen. If this were to happen, the one who overhears should take all steps to not hear, and should never, ever repeat anything he might have heard.

Some confessionals have a green light shining when a priest is ready and available in the Confessional, and a red light shining when someone is in the Confessional with him, receiving the Sacrament. Others don't. In any case, when it's your turn, enter the Confessional and kneel. You may barely see the priest on the other side of the grille (the screen which separates you).

When you are ready to begin, make the Sign of the Cross and say, in a whisper, but loud enough so he can hear you:

Bless me, Father, for I have sinned. It is (X days, weeks, months, years) since my last Confession. I accuse myself of the following sins.

You then name the sins you need to confess, indicating, in the case of mortal sins, how many times you've committed them. If you're unsure of exact numbers -- but only if you are unsure -- tell him "about how many" times you've committed the sin. Ex., "I've lied to my mother twice, I stole a candy bar from work once, I've had lustful thoughts too many times to count, etc."

Don't go into a lot of detail, don't name other people who may have sinned with you, but do tell him what he needs to know in order to understand relevant circumstances of the particular sins -- that is, circumstances that might mitigate your culpability or make you more culpable. For example, telling him about stealing a loaf of bread because you were starving will elicit a different penance and spiritual direction than if you tell him you stole a stack of money because you wanted to buy some porn. If you are unsure as to whether a particular act was a sin, tell him. As you speak, he may stop you to ask you questions for clarification.

When you are finished, indicate so by saying something like the following traditional words:

For these and all the sins of my past life, I ask pardon of God, penance, and absolution from you, Father.

Don't panic if you later recall sins you forgot to confess: remember that if you were willing to confess them but simply forgot, they are forgiven if you will to confess them the next time you go.

4. Penance

Now the priest will give you penance to help you pay for the temporal effects of your sins. He might ask you to say certain prayers (the old "Say three Hail Marys"), he may ask you to read certain parts of Scripture. If there is restitution to be made, he might ask you to do so. Whatever he asks you to do, accomplish it as soon as possible after leaving the Confessional.

5. Act of Contrition

Now you will make an Act of Contrition to express your sorrow at having offended God and resolving to sin no more. The traditional way of doing this is to recite aloud the prayer called "Act of Contrition":

O my God, I am heartily sorry for having offended Thee and I detest all my sins because of Thy just punishments, but most of all because they offend Thee, my God, who art all good and deserving of all my love. I firmly resolve, with the help of Thy grace, to sin no more and avoid the near occasions of sin. Amen.

If you are comfortable doing so, you may say the prayer in Latin:

Deus meus, ex toto corde poenitet me omnium meorum peccatorum, eaque detestor, quia peccando, non solum poenas a Te iuste statutas promeritus sum, sed praesertim quia offendi Te, summum bonum, ac dignum qui super omnia diligaris. Ideo firmiter propono, adiuvante gratia Tua, de cetero me non peccaturum peccandique occasiones proximas fugiturum. Amen.

If you have a hard time memorizing (which is OK!), you can pray aloud using your own words to the same effect -- i.e., expressing your contrition for having displeased God and resolving to sin no more and avoid the near occasions of sin -- but you should try to memorize the traditional Act of Contrition and teach it to your children. You can also have the prayer written out or on a Holy Card to carry with you in the Confessional. (Note: a "near occasion of sin" is a situation in which you are likely to sin. For ex., going to the mall might be a "near occasion of sin" for a kleptomaniac who hasn't learned to control his behavior; keeping company alone with a girl he is extremely attracted to in a sexual way might be a near occasion of sin for a man, etc.)

6. Absolution

Now comes the good part (it may come as you make your Act of Contrition, so don't be confused if the priest starts whispering in Latin as you pray): Christ, through His priest, grants you absolution in a form that includes the words below. Without the words in italics (the very form of the Sacrament), the Sacrament is not valid:

Dominus noster Jesus Christus te absolvat; et ego auctoritate ipsius te absolvo ab omni vinculo excommunicationis (sespensionis) et interdicti in quantum possum et tu indiges. [making the Sign of the Cross:] Deinde, ego te absolvo a peccatis tuis in nomine Patris, et Filii, et Spiritus Sancti. Amen.

God, the Father of mercies, through the death and the resurrection of his Son has reconciled the world to himself and sent the Holy Spirit among us for the forgiveness of sins; through the ministry of the Church may God give you pardon and peace, and I absolve you from your sins in the name of the Father, and of the Son and of the Holy Spirit

He will pray a prayer for you:

Passio Domini nostri Jesu Christi, merita Beatae Mariae Virginis et omnium sanctorum, quidquid boni feceris vel mail sustinueris sint tibi in remissionem peccatorum, augmentum gratiae et praemium vitae aeternae.

May the Passion of Our Lord Jesus Christ, the merits of the Blessed Virgin Mary and of all the saints obtain for you that whatever good you do or whatever evil you bear might merit for you the remission of your sins, the increase of grace and the reward of everlasting life.

The Sacrament is now complete. The priest will dismiss you, perhaps with a final blessing. Thank him, and leave the Confessional.

7. Carrying out your Penance

As soon as possible, carry out the penance you were given. Do all you can to avoid near occasions of sin, to bear patiently the temporal effects of the sins you've committed, to make restitution to anyone you've harmed. You may add penances of your own devising to the one(s) the priest gave you.

(Read a "sample confession" so you can see how easily it all goes)

After Confession

Rejoice and be grateful! Consider what has been done for you! Savor the sweet knowledge that you are forgiven. Praise the Lord Jesus Christ, the Lamb of God Who takes away the sins of the world! He has said the word, and you have been healed!

Now you must imitate Christ by forgiving others as you have been forgiven:

Matthew 6:9-15
Thus therefore shall you pray: Our Father who art in heaven, hallowed be thy name. Thy kingdom come. Thy will be done on earth as it is in heaven. Give us this day our supersubstantial bread. And forgive us our debts, as we also forgive our debtors. And lead us not into temptation. But deliver us from evil. Amen. For if you will forgive men their offences, your heavenly Father will forgive you also your offences. But if you will not forgive men, neither will your Father forgive you your offences.

Consider the Parable of the Unmerciful Servant:

Matthew 18:21-35
Then came Peter unto him and said: Lord, how often shall my brother offend against me, and I forgive him? till seven times? Jesus saith to him: I say not to thee, till seven times; but till seventy times seven times. Therefore is the kingdom of heaven likened to a king, who would take an account of his servants. And when he had begun to take the account, one was brought to him, that owed him ten thousand talents. And as he had not wherewith to pay it, his lord commanded that he should be sold, and his wife and children and all that he had, and payment to be made.

But that servant falling down, besought him, saying: Have patience with me, and I will pay thee all. And the lord of that servant being moved with pity, let him go and forgave him the debt. But when that servant was gone out, he found one of his fellow servants that owed him an hundred pence: and laying hold of him, throttled him, saying: Pay what thou owest. And his fellow servant falling down, besought him, saying: Have patience with me, and I will pay thee all. And he would not: but went and cast him into prison, till he paid the debt.

Now his fellow servants seeing what was done, were very much grieved, and they came and told their lord all that was done. Then his lord called him; and said to him: Thou wicked servant, I forgave thee all the debt, because thou besoughtest me: Shouldst not thou then have had compassion also on thy fellow servant, even as I had compassion on thee? And his lord being angry, delivered him to the torturers until he paid all the debt. So also shall my heavenly Father do to you, if you forgive not every one his brother from your hearts.

Think of those against whom you hold grudges. Consider vengeful feelings you might have, or any petty ways you strike back at or undermine others. Make peace with those you've wronged; forgive those who've wronged you. This doesn't mean to be stupid, to "forget" that you've been wronged, or to allow yourself to be abused. It means simply letting go of anger and vengeance, and praying that the evil-doers stop doing their evil and come to Christ.

One other way the grace
of the Sacrament of Penance may be received

As indicated above, perfect contrition absolves sin in itself. Thus, if one is sorry for one's sins but is trapped on a desert island without a priest, one needn't fear being damned if unable to confess in the normal way. We are bound by the Sacraments; God is not, and has many ways of pouring out His grace to us!

Perfect contrition, though, includes the desire to obey God and not offend Him further -- and God wants us to confess our sins to a priest. Therefore, if one can, one must go to Confession if there is a mortal sin to confess, or at least once a year. If one is unable to confess in the normal way, but would confess in the normal way if it were possible, then merciful God provides.

Notes and Tidbits on Confession

The rose is a symbol for many things in Christianity (Mary, Mystery, Paradise, martyrdom), the seal of the Confessional among them. The ancient Romans believed that Cupid -- the Roman god of love -- gave a rose to Harpocrates as a bribe for not letting on what his mother Venus, the goddess of "love," was up to. Hence, the rose became a symbol of confidentiality. This symbolism carried over into Christianty, and the doors of Confessionals are sometimes decorated with the rose. From these Roman and Christian associations comes the phrase "sub rosa" -- "under the rose," meaning "secretly" or "confidentially."

"General Absolution" such as is given in "communal penance services" in which a priest "absolves" an entire group of their sins is highly illicit unless it is a serious emergency (you're all on the Titanic, you're a group of soldiers getting ready to go into battle, etc.) If you are in a group that receives such an "absolution," you are still required to go to individual Confession if it is at all possible.

If, for serious and just reason, you need to make a Confession to a priest outside of a Confessional, kneel and carry on as above. The priest might lay his stole on your shoulder as you confess.

Confession of venial sins to laymen is a sacramental and has the same power to remit sins as does the use of such things as Holy Water. The practice is also healing to human relationships, so if you've sinned against someone, confess your sorrow to him in addition to confessing to your priest! There is a beautiful Lenten custom practiced before going to see the priest for Lenten Confession: one bows before each member of the household and to any one has sinned against, and says, "In the Name of Christ, forgive me if I've offended you." The one being asked for forgiveness responds with "God will forgive you." This lovely practice doesn't have to be for Lent only...

For inspiration, read how Christ forgives from the Cross (Luke 23:33-34), the story of Mary Magdalen, the Parable of The Two Debtors (Luke 7:36-50), and the Parable of the Prodigal Son (Luke 15:11-32). See also St. Ephraem's "Homily on the Sinful Woman."

What to Confess?
A guide to Examination of Conscience

I John 5:16-17: He that knoweth his brother to sin a sin which is not to death, let him ask: and life shall be given to him who sinneth not to death. There is a sin unto death. For that I say not that any man ask. All iniquity is sin. And there is a sin unto death.

As said above, one only needs to confess mortal sins ("sins unto death"), so a good grasp of what this means is imperative. For a sin to be mortal, it has to meet three conditions:

  • grave matter: does it involve breaking one of the 10 Commandments, committing one of the Sins that Cry out to Heaven, or failing to uphold the 6 Precepts of the Church?
  • full knowledge: did you know or should you have known that the act was sinful?
  • deliberate consent: was your consent to this act sufficiently deliberate so as to be a choice? Were conditions present that influenced your ability to choose?

If you are unclear as to whether a sin meets all of the requirements above for a mortal sin, be safe and confess it, telling the priest of your lack of clarity.

As to venial sins (sins that don't meet the above requirements), you are free to confess them or not. Confessing them is definitely encouraged, but do be mindful of the priest's time and the time others need who may be standing in line behind you. If your Confession is before Mass, time is running short before Mass begins, there is a long line behind you, and you are wanting to confess venial sins only, you might want to hold off so that others who might have mortal sins to confess can see the priest before Mass starts.

If you are plagued by feelings of "not being forgiven" or being "unworthy" of the Sacrament of Penance, don't confess venial sins that you are doubtful about lest you find yourself with a St. Alphonsus de Liguori

case of "the scruples." A "scrupulous" person is one who has "an unfounded apprehension and consequently unwarranted fear that something is a sin which, as a matter of fact, is not" (Catholic Encyclopedia). This doesn't refer to isolated incidents, but to a habitual way of feeling or thinking, an unwarranted fear, a sort of emotional obsession; it doesn't refer to true questions as to whether such and such a behavior is a sin or not. Anxiety is involved, and often a felt doubt as to the power of confession, the genuine-ness one's contrition, and the extent of God's mercy. If you have a good, orthodox Confessor, trust him and his advice, and tell him about any scruples you needlessly suffer from; he may be able to help you! And pray to St. Alphonsus Liguori, the great moral theologian who suffered from scruples himself and is now the patron saint of the scrupulous.

Below are some questions to ask yourself regarding our duties in life, the answers to which might help you in examining your conscience and deciding what to confess. At least, the answers might help you to know where to focus your energies so you can become a better servant of God:

Duties to God and to Church:

Do I love God with all my heart, soul, mind, and strength?
Have I given God the honor and time that is His due?
Do I pray?
Do I express my gratitude to God?
Does something or someone -- a material thing, a person, a behavior, an attitude -- come between me and God?
Have I used God's Name as a curse word or cursed God?
Have I broken promises, oaths, or vows to God?
Have I failed to treat sacred things and places with respect?
Have I received the Eucharist while not in a state of grace?
Have I kept Sunday holy by attending Mass and refraining from servile work?
Have I lied to a priest during the Sacrament of Penance or intentionally failed to confess a sin I should have confessed?
Have I defended God and His Church when it was necessary?
Do I study my faith, according to my abilities, so I can defend the Church when necessary?
Do I properly value the Church's disciplines and heritage?
Do I pray for the Holy Father and the Church, including those in Purgatory?
Have I experimented with magic, the occult, spiritism, willful psychic phenomena, ouija boards, etc.?
Do I keep Sundays and Holy Days of obligation?
Have I failed to go to Confession, at least once a year during Lent?
Have I failed to do my Easter Duty (i.e., receive the Eucharist at least once during the Paschal Season)?
Have I failed to follow the laws of fasting and abstinence?
Have I failed to support the Church as my means allow?
Have I obeyed the Church's marriage laws?
Do I belong to a secret society such as Freemasonry, Skull and Bones, etc.?

Duties to Family:

Have I failed to perform my duties to my parents, spouse, or children -- as (mother/ father, daughter/son, wife/husband) and as a Christian whose duty it is to lead them to Christ and to pray for them and, if possible, with them?
For husbands: Do I treat my wife with the respect and tenderness I would give to Our Lady? Do I treat her as less than my queen, bride, and friend? Do I strive to provide for her, protect her, and help her to feel cherished and needed without condescension or treating her as a child? Do I undermine her in her role as mother? Do I try to make her happy within the boundaries of God's laws? Do I use my headship as an excuse for laziness, cruelty, arrogance, or in any manner inconsistent with the way in which I would treat Our Lady or the manner in which Christ treats His Church?
For wives: Do I treat my husband with less than the respect and tenderness I would give to Christ? Do I treat him as less than my king, groom, and friend? Do I strive to obey him, nurture him, and help him feel cherished and needed? Do I undermine him in his role as father? Do I try to make him happy within the boundaries of God's laws? Do I nag or provoke him?
Is Christ the King of my household?
Do I pray for my dead ancestors, family members, and friends, and for the souls of those in Purgatory who have no one to pray for them?
Have I helped cause members of my family to sin?
Do I try my best to empathize with the members of my family and to love them with a love grounded in Truth?
Do the members of my family know they are loved? If not, is this my fault?
Have I caused any member of my family to get unrighteously angry or to be unjustly hurt?
Have I failed to apologize to and seek forgiveness from members of my family if there was need?
Have I forgiven my parents, spouse or children for past faults?
Do I give my family my time and undivided attention when possible?
Do any of my habits -- spending habits, gambling, etc. -- deprive my family of support?
Have I used contraception and failed to keep my marital acts open to life? Have I used N.F.P. (Natural Family Planning) for frivolous reasons?
Am I too lenient with my children? Do I set standards and boundaries? Do I use fair, reasonable, and consistent discipline?
Am I too harsh with my children? Do I squelch the joy out of my children's lives with needless rules, "Pharisaic" attitudes, a lack of mercy, and an authoritarian -- as opposed to an authoritative -- approach to discipline? Do I discipline them in a way that humiliates them?
Do my spouse and I sabotage each other with regard to disciplining our children? Do I "force" my spouse to play the role of "mean parent" while I play "nice parent"?
Have I been a good example for my children and/or the children of others?
Do I have high enough and age-appropriate expectations of my children?
Do I over-praise or under-praise my children?
Do I prize goodness and grace in my children above anything else I prize in them?
Do I teach my children the fullness of the Faith, encourage them to pray to their Guardian Angels, to their patron Saints, and for the dead?
Do I protect my children's innocence, inspire their imaginations, and do all I can to encourage healthy curiosity and the ability to marvel by teaching them about God, His Church, His creation, the lives of the Saints, etc., and by exposing them to good books, music, and art?
Have I found a good balance between protecting my child's innocence and teaching him about the world, in an age-appropriate way, so that he is not ignorant and naive or made to feel stupid or ridiculous about himself when in the company of those who are "of the world"? Have I given him good weapons with which to fight the evils of the world while understanding and nourishing his social needs?
Do I treat male children and female children with equal dignity, with respect for their God-given individual talents and vocations, but also with respect for Natural Law and their God-given differences as male and female?
Do I allow my children appropriate expression of their emotions and help them to understand and become masters of their negative emotions?
Do I help my children come to a humble, healthy, true sense of themselves as children of God, as individuals with unique vocations, and as possessing both virtues and faults?
Do I instill in my children a sense of duty to God, to family, to others, and to themselves?
Do I nurture the possibility of religious vocations in any of my children?
Have I taught my children good manners and to be aware of the needs of the elderly, the infirm, the pregnant, the otherwise challenged?
Are my spouse and I consistent in our discipline of our children?

Duties to Society:

Do I love others as I love myself, with a love grounded in Truth?
Do I evangelize with prudence and intelligence, and without being annoying and judgmental?
Do I pray for others, including those in authority and for my enemies?
Have I taken anything I had no right to take? Have I failed to return anything I may have stolen in the past or otherwise make restitution?
Have I cheated anyone out of anything that is rightfully theirs?
Have I been honest in business, including paying my employees a fair wage?
Do I treat my employees or those I supervise with dignity, respect, and consideration? ~and/or~ Do I give my employer his due and perform my job satisfactorily?
Do I treat service personnel (waitresses, waiters, clerks, busboys, maids, doormen, etc.) with dignity, respect, and consideration, and without condescension? Do I consider their time and feelings? Do I tip well, given my means, in cultures where tipping is considered the norm and, in essence, "wages"?
Have I engaged in illicit usury?
Have I given to the poor as my means allow?
Do I betray others' secrets that I had no right to betray?
Have I spoken anything untrue about another (calumny or slander) or, for no good reason, said things that were true but maliciously or needlessly or unjustly spoken and that were damaging to another's reputation (detraction)?
Do I engage in malicious gossip?
Do I make promises I do not intend to keep?
Have I cheated on tests or homework at school or otherwise plagiarized the work of others?
Am I greedy and selfish?
Am I envious of what others have?
Am I too materialistic?
Have I cursed another (i.e., called down physical or moral evil on a rational creature, not for the sake of a good, such as justice or punishment, but out of malice or for personal gain)?
If possible, if candidates are available, do I vote responsibly, with the Kingship of Christ, the dignity of human life, and the principle of subsidiarity in mind?
Given my station in life, my gifts, and vocation, do I care enough for the sick, hungry, thirsty, poor, and imprisoned?
Do I show good stewardship by treating the earth as God's creation?
Do I treat animals with care and appreciation and refrain from needless cruelty toward them?
Do I show reasonable patriotism for my country (that is "country," not necessarily "government," and doesn't mean "blind patriotism")?
Do I use my God-given talents in a wholesome way and for the benefit of others?
Am I mindful of how my behavior or passivity influences others and conditions around me?
Do I love the sinner while remaining truthful about sin?
Am I forgiving to the contrite?
Have I nurtured unrighteous anger in my heart?
Am I vengeful?
Am I a good, reliable friend to others?
Do I exhibit any racist behaviors or hold any racist thoughts (i.e., thoughts and behaviors rooted in the idea that God's love and our love for others is or should be conditioned by ideas of race or genetics)?
Have I murdered anyone, including having an abortion, helping someone have an abortion, or failing to do my best to encourage someone not to have an abortion (abortion includes in vitro fertlization)? Have I participated in euthanasia? Have I encouraged embryonic stem cell research? Have I encouraged unjust war?
Have I intentionally and unjustly physically harmed someone?
Have I participated in the sins of others by counseling them to sin, by commandmanding them to sin, by consenting to their sin, by provoking them to sin, by praising or flattering them in their sins, by concealing their sins that others have a right to know about, by partaking in their sins, or by silence even when the cause of charity demands I speak out?
Have I used alcohol or any other drug recreationally to to the point where my judgment and will were affected?
Have I been chaste according to my station in life (been faithful to my spouse, honored promises or vows as a religious or priest, not engaged in fornication if unmarried, etc.)?
Have I willfully looked at pornography for no legitimate reason (e.g. law-enforcement) or supported it financially?
Do I dress and behave immodestly or without concern for how my appearance and behavior may lead others to the sin of lust?
Have I engaged in solitary sexual sins?
Have I engaged in homosexual/lesbian acts? Have I been kind and charitable to those who are struggling to overcome homosexual/lesbian temptations?
Have I intentionally lusted after someone? (Note: random thoughts that come to the mind are not sinful. My priest described them once in a sermon as mere flies that should be shooed away. What is sinful is deliberately cultivating these thoughts, deliberately giving them your salacious attention, etc. Know that many great Saints had thoughts like these -- and even worse: it is quite common as one proceeds in holiness for extremely blasphemous thoughts and thoughts of despair to flash in the mind. Shoo them away, and know that it is the Evil One trying to make you feel hopeless. It is good at times like these to call on the Name of Jesus and fall back on the short aspirations to replace those thoughts with holy ones.)

Duties to Yourself:

Do I trust in God's mercy and love for me as a beloved child, or do I wallow in guilt for sins I've been absolved of?
Am I too scrupulous and hard on myself, treating myself much more harshly than I would others I love?
Am I too easy on myself?
Am I honest with myself about my gifts and limitations?
Do I overestimate or underestimate my importance?
Do I treat myself as an icon of God, made in His image?
Do I trust that God is in control or do I worry needlessly?
Am I able to appreciate the fruits of His Goodness?
Do I stand up for myself and my wholesome needs?